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At SC Accounting, you and your business come first. Our unwavering commitment to meeting your individual and business accounting needs has seen us develop a personalised style that opens up communication between our team and yours. This partnership approach means we work with you to gain a deeper understanding of your business, recommendations that will help your business achieve growth.

Our depth of experience and specialised industry knowledge mean you can be sure that your business and personal finances are in the right hands. Steven Creelman, our principal, is a respected CA with over 30 years’ experience as a professional taxation and accounting practitioner.

Partnering with Steve is Mark Caruso, a CPA and Affiliate CA ANZ with 20 years of senior accounting, business management, finance and tax experience.

When you partner with us you will benefit from our ‘hands on’ approach to accounting, taxation, superannuation, business advisory services and more. We are focused on providing meaningful outcomes for our clients, after all “Our business is to help you enjoy your business”.



Business and Individual Assurance Measures

We are only too conscious of the concern that families, our staff and the public in general are experiencing in these uncertain times. As you have been informed, the Australian Government has put in place unprecedented restrictions which will have some impact to every Australian over the foreseeable future.

Steve Creelman and Mark Caruso have enacted their SC Accounting business support package that is eligible to all business, individuals and associates of clients of the firm. The following measures are now in place at SC Accounting:

Fees Discounted to 2018 rates: Fees for all services (excluding financial planning) will continue to be charged at 2018 rates with a freeze on all fees for 2020/2021.

Meetings: To ensure we play our part in decreasing the spread of the virus, we will be encouraging all meetings to be held via phone. Office meetings are also available subject to the Housekeeping and Social Distancing measures highlighted below.

NEWS LINKS & SUPPORT: We are constantly updating our website with various resources. These are free and available to download Here: https://scaccounting.com.au/news-resources/login/


At SC Accounting, we understand your concerns and we steadfastly support you, your family and business. Please do not hesitate to contact Steve or Mark directly should you feel the need to discuss fundamental aspects of your business. We are here to assist everyone and our commitment is to your business needs through a friendly complimentary phone call with us. Please note that SC Accounting takes pride in making it our business to help you enjoy your business, even in difficult times!! Your success is our success.

We recommend the you address these measures as a normal matter of course to assist with cash flow relief:

  • Maintain a close working relationship with your client base and suppliers – frank discussions about financial support are always looked upon favourably;
  • Liaising with Banks and other lending institutions to advise them of any cash flow concerns and to discuss any relief measures that you might need;
  • Liaise with landlord to explore cash flow relief and review lease options;
  • Remain vigilant to business opportunities especially where competitors maybe exiting your business environment. New business opportunities might exist;
  • Look at employment remedies that might exist with staff eg annual leave and sick leave within the Fair Work Act laws.



Not unlike the wider public, SC Accounting has a responsibility to provide a safe and secure workplace for staff and clients of the firm. Whilst we are a relatively small business, we still have an obligation to maintain social distancing in the workplace. As a result, some staff will be working remotely on occasions as best practice suggests. We are able to function quite effectively and it will still be business as usual with client services.

Whilst SC Accounting will make every effort to satisfactorily complete client tasks, we ask that clients please understand and respect that meeting urgent deadlines may be difficult to achieve in this environment and, to that end, please ensure that you provide clear instructions so that we can plan workflow requirements with little disruption.

Whilst it is business as usual at SC Accounting, we would like to that this opportunity for all staff, clients, business contacts and suppliers visiting our offices, to please observe and adhere to the following health and hygiene practices:

  • If you are unwell, please reschedule your appointment by calling Erma Mencin on (03) 9569 7516 to make a convenient time (at this stage we would recommend all appointments to be via the phone if possible);
  • if you normally make an appointment and, feel uneasy about this, please contact Erma and forward relevant documents to us via email or mail system;
  • If you have been overseas in the last 14 days, please reschedule your appointment;
  • We will provide hand sanitizer in the entrance and meeting rooms and ask that this is used where necessary (as always, our staff will maintain clean work environments & meeting spaces which will be regularly sanitised;
  • we ask as practicable as possible, that social distancing be observed in all meetings
  • please note that delays of 10 min may occur in-between client appointments to allow cleaning of meeting areas


Read more…


& Tax

Accounting is about more than just compliance; our team works in close partnership with you and your business to provide meaningful outcomes, assisting with wealth creation and growth for individuals, small and medium enterprises.



A successful business is one that not only has great products or services to promote, but also one that maintains prudent financial practices. We work as a part of your team to ensure you are protected in the ever-changing world of finance, taxation and litigation.



Our team specialises in providing superannuation services and facilitating Self-Managed Superannuation Funds. We focus on providing optimal personal and commercial outcomes, allowing you peace of mind that your lifestyle is secured for the future.



We are a full service personal and business accounting practice. In addition to our core professional accounting services, our team of specialists can assist with a wide range of ancillary services including book keeping, investment and insurance.



At SC Accounting, we have extensive experience providing accounting services to the childcare sector, as well as the wider education sector. Our principal has been directly involved in providing financial, management and business improvement opportunities to LDC’s for over 20 years.


Allied Health Services

When you partner with SC Accounting, you benefit from our teams’ extensive understanding of providing accounting services to the Healthcare industry. We work closely with partners in the Healthcare sector to ensure compliance and to help businesses reach their full potential.


Manufacturing & Construction

We have extensive experience working with businesses of all sizes; from sole traders to medium-sized enterprises across both the commercial and residential sectors. We can assist you with business setup, raising capital, insurance services and ensuring compliance with industry and tax regulations.



We work closely with you and your business to address your needs, investing time to assess the financial strengths and weaknesses of your hospitality venture. We provide complete business advisory, accounting and taxation services and more to businesses in the Hospitality sector.



We work in partnership with retail businesses of many kinds; from fashion to automotive, machinery to food retailers. Our wide range of services covers the full retail supply chain, allowing us to provide a complete solutions for your accounting, tax, everyday bookkeeping and other business needs.


Contact us


I was referred to Mark Caruso from my previous accountant, the service and attention to detail that has provided for my business Earth Healing Therapies has been excellent. Mark has helped me understand a lot more of my business, so I can continue with what I love doing creating and making beautiful natural pet products.


Lisa Morrison


I have trusted Steve Creelman with my personal and business accounting since he started his accounting practice. Steve keeps pace with changes in investment and taxation law so that I can be confident that I am not missing out on any opportunities. Steve is decidedly ‘hands on’ which means that I never have to worry about being neglected.

I hope never to have to use another accountant.

Andrew Wood

Business Owner

Dear Steve,

We wish to put on record our appreciation for the guidance and assistance you have provided in the furtherance of our financial affairs and compliance with our taxation obligations.  The requirements of the law continue to increase over time and become ever more complex.  Your contribution has ensured our financial affairs progress whilst continuing to comply with the law in every respect – for this we are grateful.

With regards,

Graham and Barbara Jackson

Business Owner

We have engaged SC Financial Services as our external tax agent and business consultant prior to establishing our current business. We are very pleased with the experience and business advice provided by Mark Caruso and strongly recommend SC Financial Services for financial planning, assisting with tax matters and business consulting.

The high level of expertise and advice provided has been greatly appreciated .

Rachel Maurer

T & L Plumbing

I have been a client of SC Accounting for about six years. Their service has always been accurate and timely. They have assessed my private financial affairs and my superannuation affairs carefully and have provided me with many useful proposals to improve my financial situation.

The annual reports and Tax Reports they provide are excellent.

I have no hesitation in recommending them to others.

Peter Preston

Steve Creelman has handled our business and personal finances for over a decade. His depth of professional knowledge, understanding of our circumstances and attention to detail ensure that our interests are always protected. Steve’s long-term strategic planning and proactive approach has allowed us to concentrate on enjoying the present, secure in the knowledge that we are also solidifying our future as a family. We take great comfort from the extraordinary level of care and commitment to outstanding service provided by all of the staff at SC Accounting.

Charlie Sheridan

Orthodontist and Business owner

We have been clients of Steve Creelman since the early 1990’s. Initially associated with our annual income tax, but then providing management, financial and budgeting support to my child care business, Young Melbourne which we owned from 1996 to 2000. His attention to detail and understanding of the tax laws as well as his knowledge associated with the child care industry helped us focus on business growth, targets and KPI’s. I have found Steve and his team at SC Accounting to be very knowledgeable and approachable now as a self-funded retiree with my own SMSF.

Yvonne Preston

Self-funded retiree and SMSF owner

I love working with all of the staff at SC Accounting – they are so friendly and professional in everything they do. SC Accounting has helped me take my business from a side-hustle to a solid enterprise!


Cathy O’Dwyer

Principal Consultant

We have used SC Financial Services for some years. They offer friendly and knowledgeable advice. Mark has set us on the right path with our tax and goes further with good advice on running our business.


Peter King

Business Owner

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