We work in partnership with you, providing the services & support you need to grow your business

Find out more
Sign up for all the latest industry
news and tips straight to your inbox


& Tax

Accounting is about more than just compliance; our team works in close partnership with you and your business to provide meaningful outcomes, assisting with wealth creation and growth for individuals, small and medium enterprises.



A successful business is one that not only has great products or services to promote, but also one that maintains prudent financial practices. We work as a part of your team to ensure you are protected in the ever-changing world of finance, taxation and litigation.



Our team specialises in providing superannuation services and facilitating Self-Managed Superannuation Funds. We focus on providing optimal personal and commercial outcomes, allowing you peace of mind that your lifestyle is secured for the future.


Financial Planning

It is important that all clients have ready access to cash flow to fund lifestyle, but this is generally supported with growth like assets to ensure that your retirement nest egg matches, if not exceeds inflation over time.



The team at SC Accounting is passionate about providing support to family members of individuals who have a disability, and are pleased to announce that we are now, a Registered NDIS Financial Intermediary provider. We will assist you with the budget process and accept all Service Provider Invoices, and have them paid in a timely manner.



We are a full service personal and business accounting practice. In addition to our core professional accounting services, our team of specialists can assist with a wide range of ancillary services including book keeping, investment and insurance.



We have now relocated to the following address: 

Level 4, 695 Burke Road, Camberwell, VIC 3124 


COVID – 19 Business Support: Victorian businesses that are impacted by the latest lockdown may be eligible for grants of up to $10,000. Please Click Here to find out more and to apply directly via the Business Victoria website.


At SC Accounting, you and your business come first. Our unwavering commitment to meeting your individual and business accounting needs has seen us develop a personalised style that opens up communication between our team and yours. This partnership approach means we work with you to gain a deeper understanding of your business, recommendations that will help your business achieve growth.

Our depth of experience and specialised industry knowledge mean you can be sure that your business and personal finances are in the right hands. Steven Creelman, our principal, is a respected CA with over 30 years’ experience as a professional taxation and accounting practitioner.

Partnering with Steve is Mark Caruso, a CA & CPA with over 20 years of senior accounting, business management, finance and tax experience.

When you partner with us you will benefit from our ‘hands on’ approach to accounting, taxation, superannuation, business advisory services and more. We are focused on providing meaningful outcomes for our clients, after all “Our business is to help you enjoy your business”.

We are confident that you will embrace our electronic delivery of tax and accounting services. We have transitioned to a secure client portal, managed by Xero, which allows you to retrieve your tax returns (accounts to be transitioned later), print off and/or sign electronically and return to us for lodgement. It is important that we have your correct email address for this process to be successful.
Please note that accounts will be scanned and emailed to you. We ask that you please return the signed ELD form for lodgement purposes. Accounts and other documents will soon be accessible via this secure Xero client portal.

We encourage all clients to use this efficient mode of communication, however in the event that you do not have an email or you would prefer to receive your documents in an alternative manner, we ask that you please liaise with Erma Mencin to ensure we meet your expectations.

Read more…


At SC Accounting, we have extensive experience providing accounting services to the childcare sector, as well as the wider education sector. Our principal has been directly involved in providing financial, management and business improvement opportunities to LDC’s for over 20 years.


Allied Health Services

When you partner with SC Accounting, you benefit from our teams’ extensive understanding of providing accounting services to the Healthcare industry. We work closely with partners in the Healthcare sector to ensure compliance and to help businesses reach their full potential.


Manufacturing & Construction

We have extensive experience working with businesses of all sizes; from sole traders to medium-sized enterprises across both the commercial and residential sectors. We can assist you with business setup, raising capital, insurance services and ensuring compliance with industry and tax regulations.



We work closely with you and your business to address your needs, investing time to assess the financial strengths and weaknesses of your hospitality venture. We provide complete business advisory, accounting and taxation services and more to businesses in the Hospitality sector.



We work in partnership with retail businesses of many kinds; from fashion to automotive, machinery to food retailers. Our wide range of services covers the full retail supply chain, allowing us to provide a complete solutions for your accounting, tax, everyday bookkeeping and other business needs.


Contact us


I was referred to Mark Caruso from my previous accountant, the service and attention to detail that has provided for my business Earth Healing Therapies has been excellent. Mark has helped me understand a lot more of my business, so I can continue with what I love doing creating and making beautiful natural pet products.


Lisa Morrison


I have trusted Steve Creelman with my personal and business accounting since he started his accounting practice. Steve keeps pace with changes in investment and taxation law so that I can be confident that I am not missing out on any opportunities. Steve is decidedly ‘hands on’ which means that I never have to worry about being neglected.

I hope never to have to use another accountant.

Andrew Wood

Business Owner

Dear Steve,

We wish to put on record our appreciation for the guidance and assistance you have provided in the furtherance of our financial affairs and compliance with our taxation obligations.  The requirements of the law continue to increase over time and become ever more complex.  Your contribution has ensured our financial affairs progress whilst continuing to comply with the law in every respect – for this we are grateful.

With regards,

Graham and Barbara Jackson

Business Owner

We have engaged SC Financial Services as our external tax agent and business consultant prior to establishing our current business. We are very pleased with the experience and business advice provided by Mark Caruso and strongly recommend SC Financial Services for financial planning, assisting with tax matters and business consulting.

The high level of expertise and advice provided has been greatly appreciated .

Rachel Maurer

T & L Plumbing

I have been a client of SC Accounting for about six years. Their service has always been accurate and timely. They have assessed my private financial affairs and my superannuation affairs carefully and have provided me with many useful proposals to improve my financial situation.

The annual reports and Tax Reports they provide are excellent.

I have no hesitation in recommending them to others.

Peter Preston

Steve Creelman has handled our business and personal finances for over a decade. His depth of professional knowledge, understanding of our circumstances and attention to detail ensure that our interests are always protected. Steve’s long-term strategic planning and proactive approach has allowed us to concentrate on enjoying the present, secure in the knowledge that we are also solidifying our future as a family. We take great comfort from the extraordinary level of care and commitment to outstanding service provided by all of the staff at SC Accounting.

Charlie Sheridan

Orthodontist and Business owner

We have been clients of Steve Creelman since the early 1990’s. Initially associated with our annual income tax, but then providing management, financial and budgeting support to my child care business, Young Melbourne which we owned from 1996 to 2000. His attention to detail and understanding of the tax laws as well as his knowledge associated with the child care industry helped us focus on business growth, targets and KPI’s. I have found Steve and his team at SC Accounting to be very knowledgeable and approachable now as a self-funded retiree with my own SMSF.

Yvonne Preston

Self-funded retiree and SMSF owner

I love working with all of the staff at SC Accounting – they are so friendly and professional in everything they do. SC Accounting has helped me take my business from a side-hustle to a solid enterprise!


Cathy O’Dwyer

Principal Consultant

We have used SC Financial Services for some years. They offer friendly and knowledgeable advice. Mark has set us on the right path with our tax and goes further with good advice on running our business.


Peter King

Business Owner

I have been a client of SC Accounting for several years. Mark Caruso has always been very professional and friendly taking a real interest in helping to grow the business.




Brian Roberts

Business Owner

The Team at SC Accounting was fantastic in providing assistance for our first Pizza Workshop location. I highly recommend the skilled team in providing business and tax advice.



Ross Dellaportas

Managing Director - Sir James Pizza Workshop

Mark has been a breath of fresh air in the sense that he made me feel safe and comfortable to receive his help with my tax returns. I was nervous, as I had been putting it off for so long! But felt instantly at ease with Mark.

I felt I could trust him with my information, and his guidance has been priceless!

Mark has offered me business guidance which has made me feel supported during a challenging time, and I am grateful to have him in my corner!!

Thank-you Mark for everything you are doing for the community. And for being so supportive of my mission and my business.


Melissa Hughes

Owner - Australian Natural Nanny Network

I cannot recommend Mark Caruso and the team at SC Accounting highly enough for their ongoing support and expertise. Along with the impressive amount of experience and industry knowledge held by their team, they have always had a genuine interest in the success of my business and have provided me with ongoing, personalised support that allows me to operate with far more ease. I would highly recommend SC Accounting to any individual or business and will continue to use their services ongoing.



Ivy Dellas

Founder & Director, Here2Thrive Pty Ltd

I have been a client of SC accounting for 6 years now.

During my time with them, looking back now, I have had an exceptional experience. At the start they looked after setting myself up for the future as well as my normal accounting needs. And as my accounting needs grew over the years, they have always been steps ahead for me.

SC Accounting is big enough to manage my now complex needs and still small enough for me to take Mark (one of the directors) out for a coffee and have a chat.

I highly recommend them.

Kind Regards,


George Gurguis


  • New FSG 27 Oct 2021
  • Sep 2021 Market Update
  • Aug 2021 Market Update
  • June 2021 Market Update
  • Budget Update May 2021
  • APA – Market Update November 2020
  • 2020/2021 Budget Update: Jobs, Spending & Tax Cuts: SC Accounting
  • APA – Market Update September 2020
  • APA – Market Update August 2020
  • APA – Market Update July 2020
  • APA – Market Update June 2020
  • Jobkeeper / Jobseeker / Working From Home & Fairwork Update
  • Employee JobKeeper Election Example 080420
  • JobKeeper Notice to Staff COVID19 Example 080420
  • Vic Government $10,000 Support Grant Announced
  • SC Accounting: JobKeeper Update 31/03/2020 – How will this impact you?
  • APA – Market Update Mar 2020
  • SC Accounting: Additional Stimulus 22/03/2020 – How will this impact you?
  • SC Accounting: Supplementary Coronavirus Update
  • SC Financial Services – Coronavirus Package & Practice Update Mar 2020
  • APA – Market Update Feb 2020
  • APA – Market Update Dec 2019
  • SC Financial Services – Practice Update Nov 2019
  • APA – Market Update Nov 2019
  • SC Financial Services – Practice Update Oct 2019
  • APA – Market Update Aug 2019
  • APA – Market Update Jul 2019
  • June 2019 – PAYG Payment Summary No Longer Required
  • APA – Post Election Finance Update June 2019
  • March 2019 – Payroll Changes – ATO Emails & Scams
  • SC Accounting – Feb 2019 Proposed Tax Changes
  • APA – February 2018 Newsletter
  • SC Financial Services – Practice Update Jan 2019
  • SC Financial Services – Practice Update Dec 2018
  • APA – December 2018 Newsletter
  • APA – November 2018 Newsletter
  • APA – October 2018 Newsletter
  • APA – August 2018 Newsletter
  • Super Update – TBAR Requirements
  • SC Financial Services – Practice Update Aug 2018
  • Taxing Point – EOFY Edition June 2018
  • APA – April 2018 Newsletter
  • SC Financial Services – Practice Update June 2017
  • Superannuation Update – Aug 2017
  • SCA Small Business Tax Planning Measures for Child Care Industry
  • Taxing Point – December 2015

    Our End of Year Newsletter. Learn more about Christmas tax deductibles for your business, SMSF news and changes to work related car expenses.

  • Taxing Point – June 2015

    Download our EOFY newsletter to learn more about Federal Budget announcements, superannuation measures and more.